Avec la volonté de faciliter l’accès des personnes aux revenus modestes à un véhicule électrique, le leasing social semble une solution prometteuse. Ce dispositif propose une offre attractive avec des mensualités réduites et une aide conséquente de la part de l’État.
Sommaire
Les éléments clés du dispositif
Une mensualité de 100 euros
En théorie, le leasing social doit permettre d’accéder à une voiture électrique neuve à partir de 100 euros par mois. Mais il a été récemment annoncé que le coût pourrait finalement s’élever à 150 euros par mois, assurance comprise.
Une subvention étatique importante
L’aide apportée par l’État sur chaque location devrait s’élever à 13 000 euros. Cette somme permettrait notamment d’effacer l’apport personnel des ménages concernés.
Une mise en place imminente
Selon certaines informations, les décrets relatifs au leasing social devraient être publiés dans les semaines à venir, pour une entrée en vigueur dès le mois prochain.
Quels bénéficiaires ? Quelles conditions ?
Tout le monde ne pourra pas profiter de cette offre intéressante. Les critères exacts de ressources nécessaires pour y accéder n’ont pas encore été précisément définis, ni quels seront les critères exacts pour bénéficier de ce dispositif. Mais on sait d’ores et déjà que les foyers modestes seront la cible privilégiée du leasing social.
Leasing social électrique : les modèles concernés
Notons que seules certaines voitures électriques pourront être proposées dans le cadre du leasing social. L’ë-C3 de Citroën, première voiture électrique française à moins de 25.000 euros, devrait être éligible au dispositif puisqu’elle est fabriquée en Slovaquie – selons certaines sources.
D’autres modèles pourraient venir compléter l’offre, mais aucune liste officielle n’a été communiquée pour le moment.
Les défis à relever
Nuancer cette perspective séduisante avec plusieurs éléments est important. Tout d’abord, si le prix mensuel de la location s’élève finalement à 150 euros plutôt qu’à 100 euros comme annoncé initialement, cela pourrait réduire l’accessibilité du dispositif pour certains ménages.
Sachez que le choix des modèles disponibles sera également crucial pour répondre aux besoins spécifiques des bénéficiaires potentiels.
N’oublions pas qu’il faudra compter sur l’adhésion des constructeurs automobiles à ce projet de leasing social, qui doit surmonter les obstacles liés notamment à la compétitivité face aux offres classiques de location, mais aussi à :
- La nécessaire augmentation de la production de véhicules électriques pour satisfaire la demande potentielle,
- L’équilibre financier à trouver entre les différents acteurs du marché (constructeurs, loueurs, etc.).
Le leasing social : un premier pas vers une mobilité plus inclusive et durable ?
Même si certaines questions demeurent en suspens, le dispositif de leasing social semble répondre à deux objectifs majeurs.
Le premier consiste à permettre aux personnes aux revenus modestes d’accéder à un véhicule écologique, ce dispositif visant à favoriser l’acquisition de voitures électriques par des foyers qui n’en auraient pas eu les moyens sans cette aide.
Le deuxième est de promouvoir la transition énergétique et écologique. En facilitant l’accès à une mobilité zéro émission, le leasing social contribue à ce que les objectifs climatiques soient atteints.
Si certains défis restent à relever pour mettre en œuvre ce dispositif ambitieux, le leasing social constitue sans aucun doute un levier fort pour l’inclusion et la durabilité dans le domaine de la mobilité. Reste désormais à veiller à sa bonne mise en œuvre, afin que les bénéficiaires puissent profiter pleinement des avantages annoncés.
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